2008 Financial Goals

I've come up with a list of specific financial goals for myself for 2008, several of which I have already accomplished:

1. Open a high-yield online savings account
2. Open a high-yield online checking account
3. Set up direct deposit into new online checking account
   
4. Save at least $100/month in cash savings accounts
   
5. Pay outstanding cable/internet bill down to $0
6. Pay outstanding electric bill down to $0
7. Never be late on a payment
8. Set up optimal payment schedule for student loan
9. Establish monthly budget
10. Spend less & save more in general
    
11. Open a Roth IRA
12. Contribute at least $200/month to Roth IRA
    
13. Open an all-purpose savings account
14. Begin paying back debt to friends & family
15. Calculate net worth
16. Open new credit card account to raise score
17. Continue to monitor and increase credit rating
18. Establish Emergency Fund of at least $1000
19. Increase assets from $0 to $4400 (stretch goal: $5500)
20. Increase net worth by minimum of 24.8% (stretch goal: 29.0%)